{"id":168,"date":"2020-11-02T19:39:34","date_gmt":"2020-11-02T19:39:34","guid":{"rendered":"https:\/\/www.texastoothlady.com\/blog\/?p=168"},"modified":"2020-12-15T18:35:52","modified_gmt":"2020-12-15T18:35:52","slug":"maximize-dental-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.texastoothlady.com\/blog\/2020\/11\/02\/maximize-dental-insurance-benefits\/","title":{"rendered":"3 Tips to Know When Maximizing Dental Insurance Benefits"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-170\" src=\"https:\/\/www.texastoothlady.com\/blog\/wp-content\/uploads\/2020\/12\/AdobeStock_276580497__1602883627_69297-300x200.jpg\" alt=\"Dentist explaining how to maximize dental insurance benefits to patient.\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.texastoothlady.com\/blog\/wp-content\/uploads\/2020\/12\/AdobeStock_276580497__1602883627_69297-300x200.jpg 300w, https:\/\/www.texastoothlady.com\/blog\/wp-content\/uploads\/2020\/12\/AdobeStock_276580497__1602883627_69297-768x513.jpg 768w, https:\/\/www.texastoothlady.com\/blog\/wp-content\/uploads\/2020\/12\/AdobeStock_276580497__1602883627_69297.jpg 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Many people don\u2019t know it, but oral health is not exclusively separated from your overall health. In fact, chances are if you have good oral health, you have positive systemic health as well! This is just another reason why it\u2019s so important to maintain routine visits and make the most of dental benefits while you have access to them. Here are three tips to keep in mind so you can <a href=\"https:\/\/www.texastoothlady.com\/patients.html#insurance\">maximize dental insurance benefits.<\/a><\/p>\n<p><!--more--><\/p>\n<h2>Want to Save on Dental Costs? Prevention is Key<\/h2>\n<p>If you aren\u2019t sure how to get started on making the most of your dental benefits, start by confirming you\u2019ve completed your routine exams and cleanings for the year. Not only do they help you achieve a clean and plaque-free smile, but they give you peace of mind that your oral health is in good condition and no underlying problems are present. On top of that, most insurance plans cover the majority of the costs associated with preventive care.<\/p>\n<h2>Understanding What Is and Isn\u2019t Covered<\/h2>\n<p>It\u2019s true that most dental plans are designed to prioritize preventive coverage. However, that doesn\u2019t mean you can\u2019t use your benefits to complete other forms of care. For example, if you\u2019ve needed to have a dental filling placed to restore a damaged tooth (or silver amalgam fillings removed for replacement composite resin fillings), you can often receive coverage. Additionally, crowns often get coverage because they are medically necessary to protect damaged enamel and prevent them from breaking apart further. With that said, every plan is different, so it\u2019s important to look over the details of your plan&#8217;s stipulations yourself or with the help of a dental team.<\/p>\n<h2>Get Scheduled Before January 1<sup>st<\/sup><\/h2>\n<p>Most plans offer a fixed amount they will pay for care in a year, but this amount resets. This means any leftover money doesn\u2019t rollover into the following year. You\u2019ll find that this is how benefits work in most dental insurance plans, but it helps to read the details of your coverage or discuss them with a dentist directly if you need guidance. If you don\u2019t use your benefits before January 1<sup>st<\/sup>, you\u2019ll need to pay your deductible again just to access them. Additionally, plans can change every year, so it\u2019s wise to take advantage of your benefits before some may disappear.<\/p>\n<p>With these few tips in mind, you can potentially save thousands on dental services. If you want to know more about how to get the most out of your plan, it\u2019s worth talking to a dentist directly.<\/p>\n<h2>About the Author<\/h2>\n<p><a href=\"https:\/\/www.texastoothlady.com\/meet-dr-alani.html\">Dr. Terri Alani<\/a> and her team are happy to file insurance claims on your behalf as well as accept most dental plans. As a general and cosmetic dentist with over 30 years of clinical experience, she offers services that cannot only make your smile look the way you want, but keep it healthy. Want to schedule an appointment or learn more about her practice? You can contact her through her <a href=\"https:\/\/www.texastoothlady.com\/contact.html\">website.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Many people don\u2019t know it, but oral health is not exclusively separated from your overall health. In fact, chances are if you have good oral health, you have positive systemic health as well! This is just another reason why it\u2019s so important to maintain routine visits and make the most of dental benefits while you [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Maximize Dental Insurance Benefits | Routine Visits | Dr. Terri Alani<\/title>\n<meta name=\"description\" content=\"The end of the year is almost here, which means you\u2019ll need to maximize dental insurance benefits now before they reset. 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